Financial Myths
Cut up your credit cards when you are behind in payments.
Are you insane! It is so hard to obtain credits. Never, never do that. It is like stabbing yourself. You just have to learn how to use KOCashBudget program to control your credit card spending.
Debt settlement plan is fast and easy.
It is going to take them a few years, say three years, to get you to repay the full amount you settled with the credit cards.
The bank forgive part of your loan and you won't lose any credit worthiness.
No. the banks you arranged to reduce what you owed them are going to treat the write down as a bad debt and they don't forget how much they wrote off. You might not be able to borrow from these banks anymore.
Phone: 604-721-1906

Savings is painful.
Not if you are saving for your toys or what you want, Right? You start to love saving.
I don't have any talent for sale.
You will be very surprised what you do at work and your hobbies can exchange for money. Look deeper to find them or else come and attend the course and let me show you how.
Government will take care of us when we get old and penniless.
Government also believes in " God help those who help themselves". If you are lucky, you may get some bread crumbs.
Come to the course and you will hear more stories.........
Email: rko@kocashflow4u.ca